Let Allstate Property Appraisal Services take care of your appraisalThousands of people in New Jersey buy, sell or refinance their home each month. A lot of these transactions consist of a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation methods that might seem more economical than an appraisal. You might think that securing a mortgage is the only reason to acquire an appraisal, but there are more instances when the services of a certified, independent real estate professional could be helpful.
Let Allstate Property Appraisal Services help you dispute your tax assessment in Monmouth CountyIf you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Allstate Property Appraisal Services is your best evidence when building your case. At Allstate Property Appraisal Services,we can assist you in challenging your tax assessment.
Allstate Property Appraisal Services can help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the real estate, almost all lenders ask homebuyers to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to get rid of PMI, Allstate Property Appraisal Services will produce a statement regarding the value of your home. The price you paid for the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Allstate Property Appraisal ServicesA divorce can be an especially traumatic ordeal for both parties, and it is often more complicated by the burdensome decision of who maintains the home. So both parties are fully aware of the true market value of their home, it's a good idea to order an appraisal from Allstate Property Appraisal Services, regardless of the situation.
The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with help from Allstate Property Appraisal ServicesSettling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.
Most Americans do not have dedicated estate planners or executors to handle these issues, unlike many wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Allstate Property Appraisal Services can assist you in relocating to or from Monmouth CountyWe know the headaches associated with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any new sales or listings in their area that they want considered during our intensive process.
Let Allstate Property Appraisal Services assist you in selling your home quickly at the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price.
We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.